JULIAN TORO

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JULIAN TORO

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Mortgage Education

Articles

Mortgage Closing Costs

In addition to the basic mortgage underwriting, processing and origination fees that are charged by a lender, there are several other costs associated with purchasing a new property. Since every player on your real estate home buying team has…
Read More

Closing Process

The home buying process is full of paperwork, important dates, contracts, market movements and checklists that can even overwhelm seasoned real estate investors. One of the main reasons to make sure you’re working with a professional real estate buying…
Read More

Home Buying Process

Step 1 – Getting Pre-Approved  It’s obviously important to know how much home you can afford, what type of down payment to budget for, monthly mortgage payment as well as what type of loan program you’ll be using to…
Read More

Mortgage Payments

You’re probably curious why we’ve created an entire section about mortgage payments. However, since a mortgage payment is one of the major side effects of purchasing real estate with a home loan financing program, we thought it would be…
Read More

Understanding Credit

Credit is one of the most important components in the mortgage approval process. Lenders look at a borrower’s credit score, number of open accounts, payment history, type of credit borrowed and a series of other factors when determining what…
Read More

Mortgage Approval Process

Whether you’re a First-Time Home Buyer or seasoned investor, the mortgage approval process can be a slightly overwhelming adventure without a proper road map and good team in your corner. Updated program guidelines, mortgage rate questions and down payment…
Read More

Articles

Mortgage Closing Costs

In addition to the basic mortgage underwriting, processing and origination fees that are charged by a lender, there are several other costs associated with purchasing a new property. Since every player on your real estate home buying team has…
Read More

Closing Process

The home buying process is full of paperwork, important dates, contracts, market movements and checklists that can even overwhelm seasoned real estate investors. One of the main reasons to make sure you’re working with a professional real estate buying…
Read More

Home Buying Process

Step 1 – Getting Pre-Approved  It’s obviously important to know how much home you can afford, what type of down payment to budget for, monthly mortgage payment as well as what type of loan program you’ll be using to…
Read More

Mortgage Payments

You’re probably curious why we’ve created an entire section about mortgage payments. However, since a mortgage payment is one of the major side effects of purchasing real estate with a home loan financing program, we thought it would be…
Read More

Understanding Credit

Credit is one of the most important components in the mortgage approval process. Lenders look at a borrower’s credit score, number of open accounts, payment history, type of credit borrowed and a series of other factors when determining what…
Read More

Mortgage Approval Process

Whether you’re a First-Time Home Buyer or seasoned investor, the mortgage approval process can be a slightly overwhelming adventure without a proper road map and good team in your corner. Updated program guidelines, mortgage rate questions and down payment…
Read More

Videos

Mortgage Programs – Julian Toro

Closing Cost – Julian Toro

LTV – Ashley Furman

PITI – Jeniffer Saavedra

Credit – Dane Frattalone

Property Type – Johnemy Otero

Items to Remember First Time Buyers – Abdel Khawatmi

Mortgage Calculators headline

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Tel: 732-653-1200

Fax: 732-348-3640

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